Wednesday, July 22, 2009

WEEK 2

Ok, separating the weeks because the previous post was getting way too long.

Week 2:
General Goals: work on the meditation and tagalog. start reading a book, focus on writing cover letter and sending applications.

Day 8 (7/22):
Pre-Goal:Working all day and so... finish financial aid docs and send them out, also mail out any other items that i need to. Write cover letter. No excuses, just DO IT!
Observations: Generally speaking, I feel like I'm half failing. I did not bathe Hugo that night and of my week 1 goals, I still need to
-send docs to financial aid
-deposit check for august, send check to brunswick to send for august
-figure out mc payments/bills we have to take care of pre-vacation
-budget and pay bills, pre-vacation
-do hugo registration w/ akc
-send out apps way before vacation, change voicemail message also
F to the A to the I to the L.
I do have new goals too, but feel like I could be doing so much more. My no spending idea is a complete fail. I'm actually going to spend more this month than any other month of my life. lol. hoping to pay my debts off, but am going on vacation, and need to still buy:
-a wii, or try to pay to get it fixed o_O
-a really good pair of running shoes
-a printer
-stuff to make my headboard
-a new bedspread and sheets
-buy the wii fit from pj's dad lol
-get Hugo's balls cut off lol poor guy
-get my eyebrows waxed
-try teeth whitening stuff
-get more organization stuff for the room, potentially a new nightstand

a total which amounts to somewhere around... $3500 when u include sept rent lol. DAMN.
we took out a lot in loans this year... post-graduation pay-back is going to be a bitch, lol <3 style="color: rgb(0, 0, 0);">MORE OBSERVATIONS: Meditated twice as long today, which was nice. mailed back my jury duty stuff, but nothing else. Also did NOT go shopping which is good. started my cover letter but it was really bad. so spent the rest of the day researching so my cl is really good. this publishing business is intimidating... i might just move to philly, be a teacher and forget this nonsense. lol. can't believe i pre-goaled a car clean-out tomorrow. damn. PLUS hugo's bath. yikes...
One More Thing!
Caught up with Amy today! I miss her! making it a goal to text her randomly sometime this week :-)

Day 9 (7/23):

Pre-Goal: Revise cover letter haha. Clean out car. Learn something on the guitar or at least practice.
Observations: tried to clean out the car but it was raining, so just straightened it up. Washed Hugo! yey! Practiced guitar and then just relaxed the rest of the day... twas nice. Also bought a lot of Kashi bars and Archer Farm's flavored water so I can stop eating junk throughout the day. yey! plus, they're delish.

Day 10 (7/24):
Observations: Had no goal for today lol. got done some stuff at work that i've been holding back on... went to the bank... got my mom's bday present and am currently hanging out w/ the boys and katie :-). Made it a point yesterday to not be selfish and close so that pj could hang with the guys and today, making it a point to actually come hang out myself. i've been so distant lately.

Day 11 (7/25):
Pre-Goal: Take care of some MC stuff and all paperwork stuff. :-) work on cover letter... something that's taking way longer than expected. i'm so scared to fail. BUDGET, BUDGET, BUDGET. i find im spending way too much :-(
Observations: Did all of that!!! yey!! sent financial aid stuff, balanced budget... got me so excited because we're going to have mucho monies this year... thought about all the possibilities... regular stuff like... saving it to pay off future loans, saving it as backup cash to pay this year's rent and put aside enough for next year's rent... and much more absurd things like... using it as a downpayment to buy a condo or a small fixer-upper of a house... living in it or renting it out, or renting out half which is more likely... or... bambahbah BUM.... getting married! and in truth, was very serious about all of these. and after a couple days of researching these possibilities... yesterday, I came to the conclusion that... 1) just "saving it" putting it in the savings account is NOT an option. lol because knowing us, we will blow that money like it's nothing...."oh honey... we can afford to go out to eat and to the movies and order food and get a new wardrobe and get that dresser you've been wanting and buy the new xbox 720" lol. I can see it happening. also, setting it aside to pay for rent for the next new years is tempting as hell, but not reasonable either... because it will just make us lazy and the conversation will turn to "awesome babe! we don't need jobs! let's just chill out for the next 2 yrs" and while we could survive off it, not having an income makes me uneasy. Now the house. *sigh*. this one's a long story. But even though I could afford the downpayment and the mortgage if we're living there instead of renting someplace else... the commitment is just WAY too much for me right now. knowing i'd have to hold on to it for a number of years until the market rights itself again is a scary thought. I need mobility for atleast the next 3 years, lol. and while financially, it makes a lot of sense being that we're in a buyer's market and having such limited time for the first time homeowners 8,000 tax rebate and realizing that i'd be spending more in rent than my mortgage would be.... ugh, that's the hardest thing to realize... putting so much money into nothing while i can be building equity, AY!... mentally it doesn't. I don't want to face that kind of pressure right now while i'm still in school. AND again, need to have a steady income in order to take on something like that... not saying it's not still a THOUGHT... it's just most likely not going to happen.
And now the marriage thing... hehe. as i said, i seriously considered each of these possibilities. Keep in mind, I know next to nothing about weddings except that theyre a lot of stress and money lol. so, i ventured out and bought myself a bridal magazine, was kinda freaked out when i picked it up, but once i leafed through i realized that this wedding thing might not be so bad afterall. BUT while I am ready to be married to him, and vice versa, I am not ready to GET married. It's hard to explain, but if you're a Twilight fan haha it's easier to say that i'm in Bella's mindset (before Breaking Dawn, since i havent read that one yet). I can't shake the way I feel about young marriages, even though I know it can work out, and can perhaps be more wonderful than waiting till ur old and stressed out and far too out of the honeymoon phase to be honeymooners lol... I'm not ready. Nor is my life where I want it to be when I decide to become a married couple. I want... a home of my own (even if we're renting) I want a stable job, I also don't want bad vibes at my wedding because I'm a young twenty-something getting married :-o. lol I think it's going to take a few years for me to be absolutely ready, and then a while after that decision until I actually carry it out, so don't expect wedding bells until like 4 yrs from now lol. now that that's said and done... what ARE we to do with our money. Decided to put it in a CD. most likely. so that we CAN'T access it for 2-3 years. 2 would make sense b/c we might need it right after college. 3 would be even better. has more interest and also makes it so that for a yr after college we can settle ourselves, decide where to live before we take out that money and start using it for these important things like house, marriage plans and 5 more puppies. lol. and paying back loans, of course tehehe. enough about that

Day 12 (7/26)
Observations: No goal, but awesome day! Went to sunryser's for breakfast w/ mommy, the in-laws, joy, and kev. delish ;-). then went home to help out with the house, cleaning and moving furniture. they're painting now while i'm at MC, but i'm happy to be getting somewhere. started teaching my mom some meditation techniques. uncle bob joined in. it was nice. we need some yoga mats and meditation pillows next lol. went to an open house in absecon and it reaffirmed my I-don't-want-to-invest-in-a-house-right-now idea. it sums up to fear. the sum of all fears... lol ok, i'm shutting up now

Day 13 (7/27)
FUCK MAN, going back to work lol. only 4 more weeks at Countryside, which is actually, suprisingly, sad for me. too much planning to do. my goal for today is to work on my posture throughout work today and to make sure to bring my kashi bars for when I get hungry. and NO shopping after work. unless i do budgeting before then.

Day 14 (7/28)
I'm no longer separating these posts into goals and observations. Just writing, cuz it's what I do.
I've been working on my posture and I think i'm starting to get it. Been bringing my kashi bars to work, eat 2 a day at work so it keeps me from the junk. but i'm like starving by the time i leave work and so, maybe i should think of a better plan... like... apples or bringing sandwiches or something. I wish I could cook at home. i have some fresh herbs waiting for me! I didn't shop after work! but i did today.. (got flowers and candles only tho!) but will probably shop tomorrow because... i'm bad like that. seriously about to start the envelope budgeting system. lol. more about that later.
speaking of which... thinking about starting a new blog. one more about the random good ideas i come across... about home design and financial advice and now, strangely, weddings(u know... I always wondered why i wasn't striving to be like a wedding planner or something. As much as I'm obsessed with decor and love, i would think i'd be watching wedding shows at least as religiously as I do hgtv lol)... and other ideas i have... about like meditation and philosophy and relationships and books and music... you know, everything. like everything that doesn't really fit into this journal-like blog lol.
and my final topic of the day is.... I overcame a grudge! though his first impression was terrible the first time i met him, the second time was much better. saw a softer side of him, saw that my sister was happy and it allowed me to get over it. to FORGIVE. Something i was honestly afraid would never happen. Forgetting is still probably nowhere in the near future, but with that hatred gone, I'm a happier person and I can be happier for her. YEY!

Now that the week's over, I can see what I failed about, lol:
I did work on meditation and tagalog, but not as much as I would have wished. If you count reading the meditation book as starting reading a book, then yes. I did. lol. Tried writing my cover letter but did not send any applications. I'm too much of a pussy.
In addition, I still need to
-send check for aug.
-get hugo's appt for balls-be-gone
-set my appt for blood work
-send out apps way before vacation, change voicemail message also

But... I've given up on the guitar thing for the summer because I am, quite simply, so rarely home that it's almost pointless. Other than that...

I want to:
-work on building credit
-devise a plan to start saving up money
-add working out to my daily activities, in short spurts
- take care of my skin better. since, ive already been saving my hair.


until next week (aka tomorrow)

2 comments:

Jane said...

I'm at movie city right now and reading everything! haha i LOVE the reference you have of twilight/ecilpse (which is my fave out of the four haha) but totally get what you mean about the young marriage. but you better let me know about that ahead of time because boy am i gonna go all out to help you plan it cause i LOVE weddings! love love love it. which reminds me that i have a dress that i was supposed to wear to a wedding this year but didn't go.. are you sure you don't want to have it before i get fat and not be able to fit into it? ;)

csd said...

lol just stay in shape for the next 4 years!! u can do it, gym buddy!!